Recent Instructions

  • UK Nationals based in the Cayman Islands seeking finance of £700,000 to assist with the purchase of two North London apartments on a buy to let basis.

  • New Zealand based client with property in London valued at £450,000. Seeking refinance and equity release to purchase New Zealand residential property for own occupation - £250,000

  • Singapore based Lawyer seeking finance for refinance and equity release on existing UK property to purchase additional investment property - £400,000

  • Expat based in China seeking a refinance of UK property valued at £235,000. Existing lender would not renew as borrower no longer UK resident.

  • Singaporean clients looking to purchase London property at £450,000 for rental investment opportunity. Loan required of £300,000

  • Self employed UK National based in Malaysia seeking finance of £1.925m to assist with the purchase of a Central London residence.

  • UK Expat based in Moscow looking to relocate family back to UK. Seeking mortgage at 80% of purchase price.

  • Clients based in Sri Lanka seeking finance of 80% to purchase apartment in Bristol for their daughter whilst studying at university.

  • UK National from Scotland with flat based in Glasgow. Living and working on a yacht in the Caribbean seeking mortgage of £70,000 to refinance current mortgage from onshore lender.

  • Channel Islands resident with commercial property based in London valued at £2m. Property owned by SIPP and placed in offshore company with equity release to beneficial owner of £500,000

  • Existing client (UK Expat) based in Brunei looking to purchase a third property back in the UK for £300,000 on a buy to let basis. Finance raised on an interest only basis over a 10 year term.

  • UK clients based in the RoI seeking finance to purchase a small portfolio of UK properties taking advantage of depressed market prices. Total funding requirement £925,000 approved over a 20 year term.

  • Purchase of 4 North London apartments for £1m for wealthy African family through a BVI company which is in turn owned by a Trust administered in Switzerland. Finance approved at 3.14% for a 20 year term.




Gibraltar was one of the first British dependent territories, which developed tax-exempt corporate forms for offshore business. It has quite high internal tax rates, but for incoming investment it offers low tax regimes. It is probably the cheapest offshore jurisdiction in Europe.

Gibraltar is subject to much EU financial legislation and can apply Common European Passport regulations in the insurance, banking and fund management spheres. However, Gibraltar has not implemented the Common Agricultural Policy (CAP), indirect taxation (VAT) and Common external tariffs. There are no capital gains taxes, gift taxes nor wealth taxes in Gibraltar. The main tax for companies is income tax, as Gibraltar taxation system is similar to that of the United Kingdom and is administered under the Income Tax Ordinance. There are also property taxes and stamp duties on some transactions. Assessment and collection of tax is administered by the Commissioner of Income Tax; the tax year runs from 1 July to 30 June.

Companies take advantage of extremely favorable business environment, which includes a number of offshore regimes in order to reduce taxation. Gibraltar possesses and excellent offshore business infrastructure, consisting of numerous sectors - offshore banking, insurance, investment fund management, investment holding companies. There is a good range of professional services in Gibraltar, particularly for the banking, trust management and mutual fund sectors.


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