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Testimonials

  • "Great help getting a mortgage for a UK property. I am live in Italy and wanted an investment property in the UK. These gentlemans got me a good deal. Thank you very much" Angela Raffiano
  • "Offshore Lending help us with a mortgage to buy property in Australia. We are Australian expats located in Japan and wanted to buy in Sydney where we will return in 2 years time. Got a good deal and the guys handled everything quickly and smoothly. All the best" Adrian and Kerry Needham
  • "We used Clint and the team to help refinance our London rental property from New Zealand. We made contact with several brokers before choosing them; their communication and professionalism are a cut above the others. I recommend them to anybody looking to finance a UK property from abroad." Rik Kernaghan
  • "Offshore Lending have just helped me with a mortgage to buy a property in New York. I am based offshore in the Caribbean and so most of the US lenders will not accept my application. Expat Mortgages have arranged a mortgage at a decent rate and the service was first rate. Thanks again - will come back and use you guys again." Alexandra Moffatt
  • "Finance brokerage that helped me secure finance to purchase a small property based in Scotland. I am presently exptriated to Senegal and wanted to get on the property ladder so that when I return home I have something to come back to. There was no fuss and we got the deal done very quickly. Hats off to those guys - thanks a lot." Ray
  • Too easy. I didn't realise just how easy it would be to get a mortgage when I live overseas. My friends had had problems trying to get finance from the High Street banks but without success. These guys know what they are doing and were able to source competitive finance for me to buy a residence in London W2. Thanks guys - will use you for next purchase! Graham Franks
  • "Needed a mortgage on a property in Bedfordshire. Deposit down and requirement to complete in 4 weeks. Phoned this brokerage and discussed some options. Application and supporting papers were with the bank in a week and approved 2 days later. Got a good deal and pleased with service provided. Thanks very much." John Poulsen
  • "UK expats based in Australia. The services came highly recommend and we now see why. Couldn’t fault the service, we were always kept up to date throughout the process and considering the time zones we got quick responses. Fantastic service, attentive and knowledgeable staff Highly Recommended!" Oliver & Ann-Marie Furbur

Isle of Man

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The Island is an excellent choice of offshore location for investment management, company and trust services and banking services and enjoys political and economic stability with a soundreputation as one of the world's premier offshore financial centres. It is located centrally within the British Isles between Great Britain and Ireland and it is an internally self governing dependency of the British Crown. It is also the only offshore UK Territory with a 'AAA' credit rating status.

The Isle of Man is considered one of the leading offshore financial centres of the world specialising in banking, insurance, shipping and fund management. For the protection of its investors, the Island has developed a highly effective and robust regulatory environment which is controlled by the island's Financial Supervision Commission.

The Island was the first to receive "designated territory status" under the UK Financial Services Act and was only granted to those jurisdictions deemed to provide a degree of protection and regulation comparable to that applicable in the United Kingdom. Thus, for those choosing the Isle of Man as their preferred jurisdiction, they can remain comfortable with the fact that their affairs will be conducted in a well regulated, efficient and responsible manner.

The Isle of Man enjoys the benefits of being a low taxation area. There are no capital gains, inheritance or death duty taxes. All Isle of Man offshore companies are resident in the Isle of Man for tax purposes but those with income arising outside the jurisdiction are taxed at 0%. An Isle of Man offshsore company can register for VAT and can obtain a certificate of tax residence. There is no requirement to disclose the name of the beneficial owner to the Isle of Man authorities.

Whilst potentially attractive, prospective investors should always ensure that their financial affairs are correctly structured in order to avoid potentially adverse taxation or other consequences in their country of domicile or residence. In this respect they should seek independent advice either within their own country of origin or through one of the accountancy firms in the Isle of Man who will happily assist in this regard.

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